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Banks
Attijariwafa Bank
Large Moroccan bank with extensive branches and ATMs, useful for everyday banking in major cities and beyond.
Service details for Attijariwafa Bank
- Best For
- One of Morocco's largest branch and ATM networks
- ATM Network
- One of the most extensive in Morocco
- Mobile App
- Decent, basic features
- Expat Friendliness
- Good; English-speaking staff have been reported at major branches, but this varies by location and turnover, confirm before relying on it.
BanksOfficial websiteBMCE Bank of Africa
Large bank with broad city coverage and international banking services.
Service details for BMCE Bank of Africa
- Best For
- International transfers
- ATM Network
- Large
- Mobile App
- Functional
- Expat Friendliness
- Good. Strong international connections.
BanksOfficial websiteCIH Bank
Digital-focused bank with a mobile app and a growing branch and ATM network.
Service details for CIH Bank
- Best For
- Digital banking; ATM fee terms for foreign cards have varied, confirm current terms with the bank
- ATM Network
- Medium, growing
- Mobile App
- Strong; digital banking is its main focus
- Expat Friendliness
- Excellent. Modern, digital-first.
BanksOfficial websiteBanque Populaire
Wide branch and ATM network, including smaller cities and towns.
Service details for Banque Populaire
- Best For
- Most accessible in small cities
- ATM Network
- Very wide, including rural
- Mobile App
- Basic
- Expat Friendliness
- Fair. Less experience with expat accounts.
BanksOfficial websiteSaham Bank (formerly Société Générale Maroc)
Retail bank with a medium-size network and everyday banking services.
Service details for Saham Bank (formerly Société Générale Maroc)
- Best For
- French expats, familiar brand
- ATM Network
- Medium
- Mobile App
- Good
- Expat Friendliness
- Good for French speakers.
BanksOfficial websiteBMCI
Retail bank with branches concentrated in major cities and standard digital banking services.
Service details for BMCI
- Best For
- Clients of BNP Paribas elsewhere; BMCI is BNP Paribas's Moroccan subsidiary
- ATM Network
- Medium, concentrated in major cities
- Mobile App
- Functional
- Expat Friendliness
- Good, particularly if you already bank with BNP Paribas in another country. BNP Paribas agreed in 2026 to sell its stake to the Moroccan group Holmarcom, so check whether that link still applies when you apply.
BanksOfficial websiteCitibank Maghreb
Corporate and institutional bank; generally not a practical option for personal retail banking.
Service details for Citibank Maghreb
- Best For
- Corporate and institutional banking, not individual accounts
- ATM Network
- Minimal; two branches nationwide (Casablanca and Rabat)
- Mobile App
- No consumer offering
- Expat Friendliness
- Low for most arrivals. This is a corporate and institutional bank serving multinational business clients rather than a retail bank most individuals can open a personal account with. The linked official Citi Morocco page describes its local presence; it is not a consumer account-opening portal.
BanksOfficial websiteCFG Bank
Digital-focused retail bank with a smaller branch network and modern online banking.
Service details for CFG Bank
- Best For
- Digital-first retail banking from a firm that built its reputation in investment banking before expanding into retail
- ATM Network
- Smaller, growing
- Mobile App
- Strong; among the more modern apps in the market
- Expat Friendliness
- Good reputation for digital account opening; confirm current document requirements directly, since this is a newer retail operation than the legacy banks above.
BanksOfficial websiteCrédit du Maroc
Retail bank with broad coverage in major Moroccan cities.
Service details for Crédit du Maroc
- Best For
- Mid-size network with broad city coverage
- ATM Network
- Medium
- Mobile App
- Functional
- Expat Friendliness
- Fair. Now owned by the Moroccan group Holmarcom after Crédit Agricole (France) sold its stake in 2022, ending its earlier French-bank affiliation.
BanksOfficial websiteAl Barid Bank
Bank with an extensive branch network through post offices, including smaller towns and rural areas.
Service details for Al Barid Bank
- Best For
- Reach into small towns and rural areas via the national post office network
- ATM Network
- Very wide; the largest branch count of any Moroccan bank, built on post office locations
- Mobile App
- Basic
- Expat Friendliness
- Fair. Built primarily for basic accounts and postal savings products rather than international transfers, so it is less suited to typical expat banking needs than the larger commercial banks.
BanksOfficial websiteCrédit Agricole du Maroc
Retail bank with branches in smaller cities and rural areas as well as major urban centres.
Service details for Crédit Agricole du Maroc
- Best For
- Coverage outside major cities; historically an agricultural-financing bank, now a full universal bank
- ATM Network
- Wide, including rural areas
- Mobile App
- Functional
- Expat Friendliness
- Fair.
BanksOfficial website
Telecom
Maroc Telecom (IAM)
Mobile and internet operator with broad nationwide coverage, including many rural areas.
Service details for Maroc Telecom (IAM)
- Coverage
- Widely considered the strongest nationwide and rural coverage
- Data Prices
- Medium (20GB: ~100 MAD/month)
- Best For
- Reliability, rural travel
- Tourist SIM
- Available at airports, 50-100 MAD
TelecomOfficial websiteOrange Morocco
Mobile and internet operator with broad urban coverage and prepaid plans.
Service details for Orange Morocco
- Coverage
- Good in cities, fair rural
- Data Prices
- Competitive (20GB: ~80-100 MAD)
- Best For
- International calls, data deals
- Tourist SIM
- Available at airports, 50-80 MAD
TelecomOfficial websiteInwi
Mobile and internet operator with urban coverage and prepaid data plans.
Service details for Inwi
- Coverage
- Good in cities, weaker rural
- Data Prices
- Cheapest (30GB: ~100 MAD)
- Best For
- Budget data, young users
- Tourist SIM
- Available at airports, 40-70 MAD
TelecomOfficial website
Supermarkets
Marjane
Large hypermarket for groceries, household goods, clothing and electronics, with stores in major cities.
SupermarketsOfficial websiteMarjane Market
Neighbourhood supermarket for everyday groceries and household essentials.
SupermarketsOfficial websiteMarjane City
Small urban supermarket for quick everyday shopping.
SupermarketsOfficial group informationCarrefour
Large hypermarket for groceries, household goods and imported products.
SupermarketsOfficial websiteCarrefour Market
Mid-size neighbourhood supermarket for everyday groceries and household essentials.
SupermarketsOfficial websiteCarrefour Market Gourmet
Supermarket focused on imported, organic and speciality food, in selected major cities.
SupermarketsOfficial websiteCarrefour Express
Small convenience supermarket for top-up shopping and everyday basics.
SupermarketsOfficial websiteSupeco
Discount supermarket and cash-and-carry format with low-cost basics and larger pack sizes.
SupermarketsSupeco MarocKazyon
Small hard-discount supermarket for low-cost groceries and household basics.
SupermarketsBIM
Discount supermarket with a limited range of inexpensive groceries and household basics.
SupermarketsOfficial websiteHanout (corner shop)
Local corner shop for bread, milk, drinks, phone credit and daily essentials, often open late.
SupermarketsSouk (weekly market)
Weekly market for fresh produce, meat, fish, spices and household goods; prices may be negotiable.
SupermarketsAtacadao
Cash-and-carry store for bulk groceries and household goods, often on the outskirts of larger towns.
Service details for Atacadao
- Notes
- Bulk and wholesale prices, mostly out-of-town locations
SupermarketsOfficial website
Delivery & Ride Apps
Glovo
Food, grocery and pharmacy delivery app available in Morocco's largest cities.
Service details for Glovo
- Service
- Food delivery, groceries, pharmacy
- Cities
- Casablanca, Rabat, Marrakech, Tangier, Agadir, Fes
- Notes
- Largest food delivery platform in Morocco. English interface available.
Delivery & Ride AppsOfficial websiteInDrive
Ride-hailing app where passenger and driver agree the fare before the trip.
Service details for InDrive
- Service
- Ride-hailing (negotiated fares)
- Cities
- All major cities
- Notes
- You propose a fare, driver accepts or counters. Coverage and the licensing of app-based rides vary by city; check the app for your city.
Delivery & Ride AppsOfficial websiteCareem
Ride-hailing app showing the fare before booking; availability varies by city.
Service details for Careem
- Service
- Ride-hailing (algorithm-set fares)
- Cities
- Several major cities; check the app for yours
- Notes
- Fare shown before you book. Coverage and the licensing of app-based rides vary by city.
Delivery & Ride AppsOfficial websiteAvito.ma
Nationwide classifieds for property, cars, furniture, jobs and second-hand goods.
Service details for Avito.ma
- Service
- Classifieds (buy/sell/rent)
- Cities
- Nationwide
- Notes
- Morocco's Craigslist. Used for apartments, furniture, cars, jobs. Essential for expats.
Delivery & Ride AppsOfficial websiteMubawab.ma
Property listings for rentals and sales, with filters by city, neighbourhood and property type.
Service details for Mubawab.ma
- Service
- Property listings (rent/buy)
- Cities
- Nationwide
- Notes
- More curated than Avito for real estate, with generally better photos. "Verified listings" is the platform's own claim, not something we have independently confirmed.
Delivery & Ride AppsOfficial website
Transport Services
ONCF (trains)
National rail operator linking Morocco's main rail-served cities, including the Al Boraq high-speed route.
Transport ServicesOfficial websiteCTM (intercity buses)
Intercity coach network useful for destinations not served by train, including Essaouira, Chefchaouen and Agadir.
Transport ServicesOfficial websiteSupratours
ONCF-linked coach network connecting train stations with destinations beyond the rail network.
Transport ServicesOfficial websiteGrand Taxis
Shared taxis for local and intercity routes; confirm the fare and whether you are paying per seat or for the whole car.
Transport ServicesPetit Taxis
City taxis for short urban trips; meters and fare rules vary by city.
Transport ServicesRoyal Air Maroc (RAM)
Morocco's national airline, with domestic routes and international connections through Casablanca.
Transport ServicesOfficial websiteCasatramway & Casabusway
Casablanca tram and busway network for everyday travel across the city.
Transport ServicesOfficial websiteTramway Rabat-Salé
Tram network connecting Rabat and Salé.
Transport ServicesOfficial website
Government Services
CNSS (Caisse Nationale de Securite Sociale)
Social security body handling pensions, health-insurance administration and family benefits for eligible workers.
Service details for CNSS (Caisse Nationale de Securite Sociale)
- What It Does
- Social security: pensions, health insurance (AMO), family allowances
- When You Need It
- Employment, auto-entrepreneur registration, healthcare
Government ServicesOfficial websiteAMO (Assurance Maladie Obligatoire)
Mandatory health-insurance system linked to employment or other qualifying status.
Service details for AMO (Assurance Maladie Obligatoire)
- What It Does
- Mandatory health insurance linked to CNSS
- When You Need It
- When starting employment or self-employment: confirm registration, contributions and when cover becomes effective with the relevant administrator.
Government ServicesOfficial websiteDGI (Direction Generale des Impots)
Tax authority for income tax, VAT, property tax and related filings.
Service details for DGI (Direction Generale des Impots)
- What It Does
- Tax administration: income tax, VAT, property tax
- When You Need It
- Tax filing, business registration, property purchase
Government ServicesOfficial websiteCRI (Centre Regional d'Investissement)
Regional one-stop service for business creation, investment procedures and company setup.
Service details for CRI (Centre Regional d'Investissement)
- What It Does
- One-stop business registration and investment facilitation
- When You Need It
- Starting a business (SARL, SA, branch office)
Government ServicesOMPIC
Office for company names, trademarks, patents and other industrial-property formalities.
Service details for OMPIC
- What It Does
- Industrial property office: company names, trademarks, patents
- When You Need It
- Registering a company name (negative certificate)
Government ServicesOfficial websiteANRAC
Regulator for Morocco's legal cannabis industry, relevant to licensed cultivation, processing and export businesses.
Service details for ANRAC
- What It Does
- National agency for cannabis regulation
- When You Need It
- Legal cannabis cultivation, processing, export licenses
Government ServicesOfficial websiteMoqataa
Local administrative office used for signature certification and legalising document copies.
Service details for Moqataa
- What It Does
- Local administrative office for document legalization
- When You Need It
- Legalizing document copies, signature certification
Government ServicesCommune
Municipal office for local administrative services, permits and some local taxes.
Service details for Commune
- What It Does
- Municipal government: local services, permits
- When You Need It
- Residency registration, building permits, local taxes
Government ServicesPrefecture / Wilaya
Regional administration handling residency permits and other prefecture-level procedures.
Service details for Prefecture / Wilaya
- What It Does
- Regional government: Carte de Sejour processing
- When You Need It
- Residency permit application and renewal
Government ServicesANCFCC
Land registry for title information, cadastral plans and property certificates.
Service details for ANCFCC
- What It Does
- Land registry, cadastral plans and property certificates
- When You Need It
- Checking registered property information or requesting an ownership certificate or cadastral plan
Government ServicesOfficial website
Money Transfer
Wise (formerly TransferWise)
Online international money-transfer service often used to send money to Morocco or between foreign accounts.
Service details for Wise (formerly TransferWise)
- Speed
- 1-2 business days
- Fees (typical)
- 0.5-1% of transfer amount
- Best For
- Regular monthly pension/salary transfers; rates are generally competitive, but compare against current alternatives before a large transfer.
Money TransferOfficial websiteWestern Union
International money-transfer service with cash pickup through a large agent network.
Service details for Western Union
- Speed
- Minutes (cash pickup)
- Fees (typical)
- 5-10% on small amounts
- Best For
- Emergency cash when you need it immediately. Expensive.
Money TransferOfficial websiteBank SWIFT transfer
Traditional bank-to-bank international transfer, mainly useful for larger or formal payments.
Service details for Bank SWIFT transfer
- Speed
- 3-5 business days
- Fees (typical)
- 25-50 EUR per transfer
- Best For
- Large one-time transfers (property purchase, large deposits).
Money TransferPayPal
Online payment service; withdrawal options depend on the account and supported bank or partner arrangements.
Service details for PayPal
- Speed
- N/A
- Fees (typical)
- N/A
- Best For
- Attijari-PayPal supports withdrawals from eligible Morocco-origin Business accounts to linked Attijariwafa bank accounts. Confirm conditions with PayPal and the bank.
Money TransferOfficial websiteWafacash
Moroccan agency network for domestic and international transfers, bill payments and related financial services.
Service details for Wafacash
- Speed
- Depends on the transfer service; confirm before sending
- Fees (typical)
- Request a quote for the amount and destination
- Best For
- Sending or receiving transfers through Moroccan agencies, currency exchange and supported bill payments. Use the agency finder to check the service you need.
Money TransferOfficial websiteCash Plus
Moroccan agency network for money transfers, bill payments and related financial services.
Service details for Cash Plus
- Speed
- Depends on the transfer service; confirm before sending
- Fees (typical)
- Check the current tariff for the chosen service
- Best For
- Domestic and international money transfers, supported bill payments and a mobile payment account. Confirm eligibility and agency services directly.
Money TransferOfficial website
Insurance
Sanlam Maroc (formerly Saham Assurance)
Moroccan insurer offering health, motor, property and other local cover.
Service details for Sanlam Maroc (formerly Saham Assurance)
- Type
- Local (health, auto, property)
- Best For
- Comprehensive local coverage at Moroccan prices
- Approximate Cost
- Health: 5,000-15,000 MAD/year
InsuranceOfficial websiteWafa Assurance
Moroccan insurer offering health, motor, life and other everyday insurance products.
Service details for Wafa Assurance
- Type
- Local (health, auto, life)
- Best For
- Large network, widely accepted
- Approximate Cost
- Health: 5,000-12,000 MAD/year
InsuranceOfficial websiteRMA
Moroccan insurer offering health, motor, property and other personal cover.
Service details for RMA
- Type
- Local (all types)
- Best For
- Premium local coverage
- Approximate Cost
- Health: 6,000-18,000 MAD/year
InsuranceOfficial websiteCigna Global
International health-insurance provider for people who want cover in Morocco and abroad.
Service details for Cigna Global
- Type
- International health
- Best For
- Coverage in Morocco AND abroad. Best for frequent travelers.
- Approximate Cost
- 10,000-30,000 MAD/year
InsuranceOfficial websiteAllianz Care
International health-insurance provider offering plans that can include Morocco and other countries.
Service details for Allianz Care
- Type
- International health
- Best For
- Comprehensive international with Morocco coverage
- Approximate Cost
- 12,000-35,000 MAD/year
InsuranceOfficial websiteSafetyWing
Travel and nomad insurance aimed at longer trips, remote workers and international travellers.
Service details for SafetyWing
- Type
- Travel/nomad insurance
- Best For
- Digital nomads, short-term stays, budget travelers
- Approximate Cost
- Essential: 62.72 USD per four weeks for ages 18–39 (checked 20 October 2026). Plan, age and options affect the quote.
InsuranceOfficial website
Car Rental
Europcar
International car-rental company with airport and city locations in Morocco.
Service details for Europcar
- Type
- International
- Price Range
- 300-600 MAD/day
- Notes
- Largest international network in Morocco, with airport desks. Vehicle condition varies by branch like any rental agency, so inspect before driving off.
Car RentalOfficial websiteHertz
International car-rental company with airport and city locations in Morocco.
Service details for Hertz
- Type
- International
- Price Range
- 300-550 MAD/day
- Notes
- Good fleet, airport locations. English-speaking staff are commonly available but not guaranteed at every branch.
Car RentalOfficial websiteAvis
International car-rental company with airport and city locations in Morocco.
Service details for Avis
- Type
- International
- Price Range
- 280-500 MAD/day
- Notes
- Competitive pricing. Widely available.
Car RentalOfficial websiteLocation Voiture Maroc (local agencies)
Independent Moroccan rental agencies with city and airport options; inspect the vehicle and contract carefully before accepting it.
Service details for Location Voiture Maroc (local agencies)
- Type
- Local
- Price Range
- 150-350 MAD/day
- Notes
- Cheapest option. Book via Avito or direct. Inspect vehicle carefully before accepting.
Car Rental
Utilities
ONEE (Office National de l'Electricite et de l'Eau Potable)
National electricity and water operator serving many smaller towns and rural areas outside regional utility networks.
UtilitiesONEE, Branche Eau (water branch)SRM Casablanca-Settat (formerly Lydec)
Water, electricity and sanitation provider for Casablanca-Settat; former Lydec customers now use SRM.
UtilitiesOfficial websiteSRM Marrakech-Safi (formerly Radeema and Radees)
Water, electricity and sanitation provider for Marrakech-Safi; former Radeema and Radees areas now use SRM.
UtilitiesSRM Oriental (formerly Radeeo)
Water, electricity and sanitation provider across the Oriental region, including Oujda.
UtilitiesSRM Fes-Meknes (formerly Radeef and Radem)
Water, electricity and sanitation provider across Fes-Meknes.
UtilitiesSRM Rabat-Sale-Kenitra (outside Redal's delegated-management area)
Regional water, electricity and sanitation provider outside Redal's service area; check which operator serves your address.
Amendis (Tangier and Tetouan, transition to SRM Tanger-Tetouan-Al Hoceima not yet complete)
Current water, electricity and sanitation operator for Tangier and Tetouan during the regional transition.
UtilitiesRegional utility informationButane Gas
Bottled cooking and water-heating gas widely used in Moroccan homes; ask locally which cylinder and delivery service your household uses.
UtilitiesAfriquia Gaz website
Postal & Courier
DHL Express Morocco
International express courier for documents and parcels, with tracking and customs support.
Postal & CourierOfficial websiteAramex Morocco
International courier for documents and parcels, with tracking and branch services.
Postal & CourierOfficial websiteBarid Al-Maghrib (Poste Maroc)
National postal operator for letters, registered mail, parcels, PO boxes and branch-based services.
Service details for Barid Al-Maghrib (Poste Maroc)
- Notes
- Nationwide branches; the default for ordinary post
Postal & CourierBarid Al-Maghrib
Home & Furniture
IKEA Morocco
Furniture, kitchenware and home furnishings, with stores and online shopping in Morocco.
Home & FurnitureOfficial websiteKITEA
Furniture and home-accessories retailer with stores in several Moroccan cities.
Home & FurnitureOfficial websiteBricoma
DIY and home-improvement retailer for tools, plumbing, electrical supplies, hardware and gardening.
Home & FurnitureOfficial website
Electronics & Appliances
Electroplanet
Electronics and appliance retailer selling phones, computers, TVs and household appliances.
Electronics & AppliancesOfficial websiteBiougnach Electro
Moroccan electronics and appliance retailer with stores in several cities.
Service details for Biougnach Electro
- Notes
- Multi-city electronics and appliance retailer
Electronics & AppliancesOfficial websiteElectro Bousfiha
Electronics and appliance retailer with stores in several major Moroccan cities.
Service details for Electro Bousfiha
- Notes
- Electronics, appliances and air conditioning
Electronics & AppliancesOfficial websiteBrands & Corners
Multi-category retailer with computers, phones, gaming, audio and small household appliances.
Service details for Brands & Corners
- Notes
- High-tech, gaming, audio and small appliances
Electronics & AppliancesOfficial website
Online Shopping
Jumia Morocco
Online marketplace for electronics, household goods, clothing and other everyday purchases from multiple sellers.
Online ShoppingOfficial websiteMarjanemall
Online marketplace for electronics, appliances, home products and other everyday goods from multiple sellers.
Online ShoppingOfficial website
Health Services
DabaDoc
Platform for finding healthcare professionals by city and specialty and requesting appointments with participating practices.
Health ServicesOfficial websiteAKDITAL
Private hospital and clinic network with facilities in several Moroccan cities.
Health ServicesOfficial website
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Brand and service information can change: companies rebrand, merge, or shut down. If you notice something outdated, let us know through our contact page.